风险管理视角下建设物流金融监管及其信用评价体系

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中图分类号：F253.7 文献标志码：A DOI： 10.13714/j.cnki.1002-3100.2025.15.032

Abstract：Byanalyzingexistingresearchliteratureandcombiningpracticalresearch，thecurentlogisticsfinanceregulatorybusinessissummarizedintothreemodels，andtheadvantagesanddisadvantagesofeachregulatorymodelareanalyzed.Onthisbasis， itisproposedtostablishanindependentthird-partyregulatoryagencyforlogistcsfian，andatruelogsticsfianegulatory systemisdesigned.Creditevaluationindicatorsforregulatoryagenciesareconstructed，andsugestionsaregivenfortheostruc tionformofindependentregulatoryagencies.Toensuredatasecurityitisrecommendedtostorepublicinformationandegulatory data on a blockchain based public service platform.

KeyWords：logistics finance;independent regulation; credit evaluation;public service platform

通常情况下，金融机构是企业融资的主渠道，但由于中小企业自身的脆弱性，银行出于风险考虑往往不愿对中小企业放贷。（剩余6007字）