绿色信贷对商业银行经营绩效的影响

——基于16家上市商业银行的面板数据分析

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中图分类号：F832.4 文献标识码：A 文章编号：1004-0714（2025）08-0068-04

Abstract：Greencreditis thecoreof green finance，andthegreencreditcanpromotecommercial bank profit bytheattentionof manypeople，basedonthe2012-2022commercialbankpaneldata，thispaperadopts two-way fixed effect model for empirical analysis，and robustness analysis and heterogeneity test，found that green credittotheprofitability of commercial Banks for negative impact，and negative impact onlarge stateownedcommercial Banks and urban commercial Banksis significant，butnosignificant impact on joint-stock commercial Banks.

Keywords：Green Credit；CommercialBank；Profitability

一、引言

我国大力发展绿色金融的目的是通过金融手段促进可持续的经济发展，减少对自然资源的耗费，降低环境污染，实现经济增长与环境保护的统一。（剩余4272字）