数字普惠金融对我国农业产业链韧性的影响研究

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关键词数字普惠金融；农业产业链韧性；资源配置效率；绿色技术创新

中图分类号S-9文献标识码A

文章编号 0517-6611（2026）01-0201-06

doi：10.3969/j.issn.0517-6611.2026.01.039

开放科学（资源服务）标识码（OSID）：

A Study of the Effcts of Digital Financial Inclusion on the Resilience of China’sAgricultural Industry Chain

TANG Li-die，HE Pu-ming（Hubei Rural Development Research Center，Yangtze University，Jingzhou，Hubei 43402：

AbstractExplogtetofigialfiancialiclusioonteslieofagcualidustainisofgreatsignificaeforbuldg agreatagriculturalnatio.Usingthpaneldataof3provices（utonomousregios，municipalitiesdirectlyuderthCentralGoent） inChinafromt2，isaaplsthfidtodeltosthelatioshpwedigitalfiacialiclusiodlal industrycainsile.esultssohatdiialfacaliusiocagfcantlyimprovetslieeofina’sglualius trychan;thaalisofthtrasmssoeansalstatdigitalacialiclusiofostestesilieceofagicluralidn bybostingteetdplotcecydaingteetchologicaliovatios;tsultsofteeterogeitystsotat digitalfiancialincusiisevetrongerinthusedepthdttoughnsofteagiculualidustryhainintainfood-produciga as.Thus，digialicusifancsouldoughtintolaoromotethsileefgiculuralidustryninet ning thedigital infrastructure construction，optimizing the alocation ofresources and eliminating the digital divide.

KeywordsDigitalfncialincusionResilieeofthgiculturalindustryhin;Resoucealcationfienc;reetcholooa tion

农业产业链作为一种多环节协同、多主体参与的复合型产业系统，其韧性的提升不仅可以保障我国粮食安全和经济安全，也是构建现代农业产业体系和满足人民消费需求的必然选择[1]。（剩余10271字）