广西农村数字普惠金融发展现状及对策研究

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中图分类号S-9 文献标识码A文章编号 0517-6611（2025）18-0226-05doi：10.3969/j.issn.0517-6611.2025.18.048

Research on the Development Status and Strategies of Digital Inclusive Finance in Rural Areas of Guangxi XIECui，HUANG Hua-jin，Guoing（1.ShoolofEconomicsandMaagement，GuangxiAgriculturalVocatioalandTechicalUniversityagagi；uangiupplyinSriceGoupCodaingani99；.holofa Economics，Nanning Vocational and Technical University，Nanning，Guangxi ）

AbstractRuraldigitalinclusivefiancereakstroughthecoveragebotleneckoftraditioalfancetoughtechnologiessuchasmobile paymentandbigatariskcontrol，providingonvenntandlocostbasicservicessuchaseditandisuraneforfrersinoteeast effectivelysovesteprobsof“diultfancingandigiss”，ivatestvialitfteuraleoo，arrosthpinfaial resourcesbeteurbdaleas，ndtssstaiabledigialpowrtalralatiosrtieprovdniethalis ofteuentelotfalialiaifuieseicugfaclisii alinfrastructurendplatfoonstructio.Itlsoouctscomparatiesdywiteigboringpovincsandsumaressaleful casestudies.Iditiofelditendarcheeedutinsuoingruralasdfacialistuios，lingak holders such as farmers，individual entrepreneurs，and rural financial managers.

KeywordsDigital inclusive finance;Rural finance;Guangxi

2024年中央一号文件提出，发展农村数字普惠金融[1]同年7月，农业农村部、工业和信息化部等部门联合印发《2024年数字乡村发展工作要点》，提出增强农村数字普惠金融服务实效，深化实施金融科技赋能乡村振兴示范工程，鼓励金融机构运用新一代信息技术因地制宜打造惠农利民金融产品与服务。（剩余10070字）