消费升级背景下农村居民金融素养的标准化培养路径

Standardized Cultivation Path of Rural Residents’ Financial Literacy under the Background of Consumption Upgrading

TIAN Wanwan (Xingzhi College,Xi'an University ofFinance and Economics)

Abstract:With the upgradingofconsumption,therural financial demand showsatrendof diversificationandcomplexity. However,theoverallevelofuralidents'fancialitecyisowicstrictstheperfomanceoffnncialsices paper pointsoutthatestandardizedcultivationofruralresidents’fnancialiteracyshouldbecarriedoutfromthedimensions of knowledge system,abilityassessment,ndeducationandtrainng,fcusingontrengthenngfancialeducation,iproving financialservces,andimproingeconomicandfancalecosytem,sostoomprehensivelyimproveuralrsidentsfcial literacy,promote the steadydevelopmentofruralfinance,andcontribute toruralrevitalizationandcommon prosperity.

Keywords: consumption upgrading; rural residents; financial literacy; standardized training

0 引言

近年来，我国经济持续稳健发展，居民生活水平显著提升，消费结构正经历深刻变革，从传统的温饱型向发展型、享受型加速转变。（剩余4219字）