数字普惠金融、新质生产力与共同富裕

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中图分类号：F832.1 文献标识码：A doi:10.3969/j.issn.1672-2272.202506052

Digital Inclusive Finance， New Quality Productivity and Common Prosperity

Lu Jiaxin,Li Jigang (School of Finance，Xinjiang University of Finance& Economics，Urumqi 83ool2，China)

Abstract:Digital inclusive finance can inject new momentum into common prosperity. Based on provincial panel data from China spanning 20l1 to 2023，this study employs a fixed-effects model to empirically examine the impact of digital inclusive finance on common prosperity and its underlying mechanisms.The findings reveal that digital inclusive finance significantly promotes common prosperity. Further analysis indicates that new-quality productive forces play a crucial role in this process. Heterogeneity analysis shows that the promoting effect is more pronounced in regions with higher levels of digital inclusive finance development. Additionall，the role of digital inclusive finance in advancing common prosperity becomes even more evident after the introduction of deleveraging policies and economic restructuring. The research conclusions provide an important basis for formulating differentiated digital inclusive finance policies，while also offering theoretical support and practical insights for leveraging digital finance to achieve common prosperity.

Key Words: Common Prosperity； Digital Inclusive Finance; New Quality Productivity; Economic Restructuring

0 引言

2023年10月在北京召开的中央金融工作会议明确指出，“金融是国民经济的血脉，是国家核心竞争力的重要组成部分，要加快建设金融强国”。（剩余12673字）