山西省长期护理保险试点的推进与优化之路

Promotion and optimization of long⁃term care insurance pilot in Shanxi province

LANG Jieyan

School of Public Administration， Shanxi University of Finance and Economic， Shanxi 030006 China

*Corresponding Author    LANG Jieyan， E⁃mail：873456302@qq.com

Abstract    Based on the national policy guidelines for promoting pilot programs of long⁃term care insurance， in⁃depth interviews and surveys were conducted on the pilot programs of long⁃term care insurance in Linfen and Jincheng cities in Shanxi province.A comparison of the progress in the pilot programs of the two cities revealed that they exhibited differences and many common issues in fund raising，service provision，and guaranteeing benefits.The findings indicate an urgent need to broaden diverse funding channels for long⁃term care insurance to ensure the stability and sustainability of the system， to establish a networked service structure to meet the diverse needs of disabled individuals，and to build an integrated and multi⁃layered long⁃term care insurance system to enhance the level of protection for disabled individuals， thereby effectively resolving the care challenges faced by disabled elderly people.

Keywords    long⁃term care insurance； the disabled elderly； policy pilots； aged care

摘要    依据国家推进长期护理保险试点的政策指引，对山西省临汾市和晋城市长期护理保险试点展开深入访谈调查，比较两市长期护理保险试点的推进过程，发现其在基金筹集、服务供给和待遇保障方面呈现各异且存在诸多共性问题。（剩余6273字）