数字普惠金融、农业科技创新与农业新质生产力

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中图分类号：F323.3；F304.7 文献标识码：A doi：10.3969/j.issn.1672-2272.202504086

Digital Inclusive Finance，Agricultural Technological Innovation，and Agricultural New Quality Productivity

Zheng Jianhui1，²，Wu Ying1

SchoolofEconomicsand Management，Guangzhou CollegeofApliedScienceand Technology，Guangzhou 5137o，China; 2.Urban and Rural Cultural Development Research Center，Guangzhou College of Applied Science and Technology，Guangzhou 51137o，China）

Abstract： Under the strategic background of building a strong agricultural country，developing new agricultural productivity is an objective requirement for promoting agricultural modernization.Digital inclusive finance，as a new financial service model driven by digital technology，has received widespread attention for its impact on new agricultural productivity.By selecting panel data from 3O provinces in China from 20l2 to 2O22，this study explores the logical correlation between digital inclusive finance， agricultural technology innovation，and agricultural new quality productivity.Analysis has found that digital inclusive finance can promote the improvement of new quality productivity in agriculture，and agricultural technological innovation plays a mediating role in this process.From the sub dimension of digital inclusive finance，its coverage breadth has the most significant promoting effect on agricultural new quality productivity，while its use depth has a greater promoting effect on agricultural technological innovation；From the perspective of regional division，digital inclusive finance has a stronger promoting effect on agricultural new quality productivity in the central region，and a more obvious promoting effect on agricultural technological innovation in the western region. Therefore，continuously promoting the development of digital inclusive finance and injecting more financial momentum into agricultural technological innovation can promote the transformation of agricultural production methods and comprehensively enhance the new quality productivity of agriculture.

KeyWords：Digital Inclusive Finance；Agricultural Technological Inovation；Agricultural New Quality Productivity；MediatingMechanism

0 引言

2025年中央一号文件提出“发展农业新质生产力”，这一战略部署不仅为我国农业现代化发展注人了新动能，更是实现从农业大国向农业强国跨越的必由之路。（剩余8943字）