论中国时间银行的二重性

——互助养老与志愿行为的辨析

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中图分类号：D669.6 文献标识码：A D0I：10.7535/j.issn.1671-1653.2025.03.005

Abstract ：As China's aging population intensifies，the traditional pension model is facing challnges. To address the issue of aging population，time banking has entered China's policy vision as an innovative Western elderly care model. However，in the process of localization，it faces theoretical and practical difficulties in the unclear positioning of volunteer service and mutual aid for the elderly. Based on a comparative analysis of the operating mechanisms of time banking in major countries at home and abroad，this paper summarized the management characteristics and development logic of China's time banking，and analyzed the two connotation attributes of "voluntary" and "mutual aid" commonly found in China's time banking through case studies. The research finds that government participation is the main driving force，relying on volunteer services to operate，with high government participation but insufficient endogenous motivation，and problems such as fragmented management and imperfect reciprocity mechanisms. It is suggested to improve relevant laws and regulations，atract diverse social participants，strengthen the application of digital technology and focus on mutual aid for the elderly in rural areas，to achieve more eficient integration and promotion of time banking in mutual aid for the elderly.

Keywords： time banking；mutual aid for the elderly；voluntary behavior; social organizations; management and service co-ordination

第七次全国人口普查结果显示：中国65岁及以上人口比重达到 13.5%，60 岁以上人口的比重为 18.7% 。（剩余10210字）