金融仓储助力解决农产品融资问题

Financial Warehousing Facilitates Solving the Financing Problems of Agricultural Products

JIANG Song/China Warehousing and Distribution Association，Financial Warehousing Branch

Abstract

This article systematically combs through the foundation，practical exploration and challnges of financial warehousing in solving the financing dificulties of agricultural products.It points out that financial warehousing converts agricultural product inventory into effective collateral through standardized and formatted electronic warehouse receipt pledge，third-party supervision and digital technology，alleviating the financing difficulties of agricultural entities. China's financial warehousing has gone through four stages： exploration，development， standardization and innovation，and initially constructed a standard system，knowledge system， standardized evaluation and a warehouse receipt information registration platform. However， due to lagging regulations，lack of supervision and insufficient standard docking，the business scale has not fully recovered.Taking the Pengzhou "Digital Warehouse Financing" model as an example，it shows the practical efect of the integration of standardization and digitization in improving financing efficiency and reducing risks. In the future，it is necessary to promote the development of financial warehousing and warehouse financing through improving national standards，strengthening technological empowerment， and building ecological collaboration，so as to help rural revitalization and the upgrading of agricultural industry chains.

Key words

financial warehousing，agricultural product financing，standardization construction，collateral inventory management qualified enterprises，digital warehouse financing platform

0 引言

存货与仓单是中小企业融资的主要担保品之一，但担保存货管理与存货（仓单）融资服务体系还不成熟。（剩余5528字）