农业保险能否减少玉米种植化肥使用量？来自中国农村的证据

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中图分类号：F323；F326 文献标志码：A 文章编号：2095-6819（2025）06-1434-10 doi：10.13254/j.jare.2025.0447

Can agricultural insurance reduce chemical fertilizer use in maize cultivation？ Evidence from rural China MENG Xianghai1，LI Junpeng²， XU Xuegao3*

（1.SchoolofHumanitiesandLaw，JiangsuOceanUniversityLianyungang22，China;2.ScholofBusines，Huainol University，Huai'an223o1，China;3.InstituteofAgriculturalEconomyandDevelopment，JiangsuAcademyofAgriculturaliences， Nanjing ，China）

Abstract：Toexploreteimpactofgulturalinsuraneontemoutofchmicalfertlizerusedinoultivation，thissdyutilizd datafrom9O9comn-growingfarmerhouseholdssurveyedinthe2O2OChinaRural RevitalizationComprehensiveSurveyandemployed conditionalmixedprocessmodel.Thefindingsindcatedthatagriculturalinsuranceexhibitedsignificantefectofreducinghemical fertlizerapplicationandoulddecreasefarers’relianceonchemicalfertlizers.Heterogeneityanalysisevealedthatagricultural insurancehadanotableefectonreducingchemicalfertilizeruseamongsmall-scalefrmersandthosewithsoundfinancialcoditions， whileiteerdosialldiolllaluaculdal theamoutofanicertilierusedmprovefertilizerusefiecyndduelaboriputformicalfertliappatioe efectsplayedapositiveroleinpromotingsustainableagriculturaldevelopmentadoptimizingresourcealocation.Basedontheabove researchconcsio，thspersuggstssengegteromotioofagicululiuraeplemetingraccaldas promotionstrategyndaningtecicaltrainngotefintusefganictilizesndcemicalfertilzrs.Theseeau togivefullplaytotheroleofagricultural insuranceinreducingchemicalfertilizerappicationandimprovingitseffciency.

Keywords：agriculturalinsurance;chemicalfertilizerapplicationamount; conditional mixedprocess model;corncultivation

农业生产经营具有自然和市场双重风险特性，是典型的风险型产业。（剩余20085字）