数字普惠金融何以影响城乡收入差距

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中图分类号：F832 文献标识码：A D0I：10.7535/j.issn.1671-1653.2025.04.004

How Digital Inclusive Finance Affects the Urban-rural Income Gap

YAO Sheng

（InstituteofAgricultural Economicsand Information，AnhuiAcademyofAgricultural Sciences，Hefei 230o31，China）

Abstract： Digital inclusive finance，as an important means to enhance financial accessibility and resource allocation efficiency in rural areas，is increasingly becoming an effective pathway to narrow the urban-rural income gap. This paper focused on the impact of digital inclusive finance on the urban-rural income gap，and empirically tested the relationship between the two on the basis of theoretical analysis. The research finds that digital inclusive finance helps improve the urban-rural income gap，and this conclusion is still valid in different regions. Digital inclusive finance effectively improves the urban-rural income gap by enhancing the integration of rural industries and the agglomeration of agricultural industries.

Keywords： digital inclusive finance；urban-rural income gap；rural industry

一、引言

党的二十大报告明确指出，必须“着力促进全体人民共同富裕，坚决防止两极分化"[。（剩余11272字）