解决科技企业融资难的国际实践与启示

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关键词：科技企业；国际实践；融资难；融资模式；信用体系

中图分类号：F275;F276.44 文献标志码：A 文章编号：1003-5168（2025）12-0142-06

DOI： 10.19968/j.cnki.hnkj.1003-5168.2025.12.027

International Practice and Inspiration for Addressing Financing Difficulties for Scienceand Technology Enterprises

ZHAO FeiLI Junyu1HUANG Fusheng1JIHANGHongjie1 CHEN Ziyu1 ZHAO Rui² ZHAO Kaikai'ZHANG Shengnan1ZHANG Weiqiang1

（1.Henan Scientific Research Platform Service Center， Zhengzhou 45ooo3，China; 2.Hebi Municipal Party

School of the Communist Party of China，Hebi 456761，China;3.Hebi Baoshan engineering consulting Co.， Ltd.，Hebi 456600， China）

Abstract： [Purposes] Exploring and comparing the practical experiences in addressing financing dificulties faced by technology enterprises can enhance the ability of Henan's technology enterprises to attract investment or obtain financing，and further improve the core competitiveness of these enterprises in Henan Province.[Methods] By using methods such as literature review， comparative analysis，and comprehensive comparison，this study explores the international practices in addressing the financing difficulties of technology enterprises，providing practical inspirations for the construction of the science and technology finance systemand mechanisms in Henan Province.[Findings] Itis found thatthere are three ways of financing in foreign countries： market-oriented financing，policy-oriented financing，and catching-up development financing.These methods have diffrent actual service policies the dominant forces of the market and the government， the government guarantee level，and regional characteristics. [Conclusion] To further improve the science and technology finance system and help technology enterprises overcome the financing dificulties for moving towards high-qualitydevelopment，it is necessary to establish and enhance the credit system for technology enterprises，the intellectual property protection system，the support system for entrepreneurial financing tolerance mechanisms，and the intellectual property-driven innovation ecosystem，so as to continuously optimize the financing environment for technology enterprises.

Keywords： science and technology enterprises; international practice; diffculty in financing; financing mode;credit system

0 引言

党的二十大报告明确提出，“强化企业科技创新主体地位，发挥科技型骨干企业引领支撑作用，营造有利于科技型中小微企业成长的良好环境，推动创新链产业链资金链人才链深度融合”。（剩余8377字）