数字普惠金融对粮食主产区粮食生产韧性的影响研究

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中图分类号：F832.35 文献标志码：A 文章编号：1004-390X（2025）05-0067-09

Abstract： Ensuring national food security is a matter of paramount importance for the country. Enhancing the resilience of grain production is a key link in building a solid food security barrier.Digital inclusive finance，as an important form of financial service innovation，whether itcan play a role in strengthening the resilience of grain production through technological penetration and optimization of resource allocation，and consolidating the foundation offood security is a crucial issue in realizing agricultural modernization and rural revitalization. Based on the panel data of major grain-producing areas from 201l to 2023，this paper measured the level of grain production resilience using the entropy-TOPSIS method and explored the mechanism of the impact of digital inclusive finance on grain production resilience through fixed effects，mediating effects，and threshold effects.The results showed that： （1） The digital inclusive finance index and its three sub-dimensions all significantly enhanced the resilience of grain production， among which the promotion effect of coverage breadth was the most prominent， followed by the effect of usage depth， and the impact of digitalization degree is relatively weak; （2） Agricultural technological innovation was an important transmission channel for the impact of digital inclusive finance on the resilience of grain production， playing a partial mediating role between the two; （3） There was a threshold efect of the urbanization level in the process of digital inclusive finance affecting the resilience of grain production. As the urbanization level increases，the effect of digital inclusive finance showed an inverted U-shaped feature.Therefore， further promoting the development of digital inclusive finance， promoting agricultural technological innovation，and coordinating urbanization development were of great practical significance for enhancing the resilience of grain production and ensuring national food security.

Keywords： resilience of grain production; digital inclusive finance; major grain-producing areas; agricultural technological innovation; urbanization level

粮食主产区作为我国农业发展的“压舱石”，拥有丰富的耕地资源、优越的自然条件及成熟的农业生产体系，其通过稳定粮食生产、提高粮食产量和质量，有效满足我国粮食需求，促进农业经济增长，在保障国家粮食安全体系中占据着举足轻重的地位。（剩余10165字）