政策性金融赋能农业新质生产力发展的内在逻辑、长效机制与路径拓新

中图分类号：F832.35 文献标志码：A 文章编号：1004-390X（2026）02-0008-07

Policy-based Finance and the Development of New Quality Productivity： Logic， Mechanisms， and Pathways forInnovation

CHEN Yuran1， XIONG Deping²，WU Siqian²，HUANG Qian² （1. Country Risk Research Center， China Export & Credit Insurance Corporation， Beijing 10o033， China; 2.School ofFinance， Yunnan University ofFinance and Economics，Kunming 65o221， China）

Abstract： This paper developed an analytical framework centered on“embedding into the agricultural science and technology innovation chain—guiding the efficient allocation of agricultural factors— promoting structural upgrading of agriculture，” and constructed a systematic theoretical structure spanning the micro， meso， and macro levels. It aimed to comprehensively elucidate the internal logic， long-term mechanisms，and pathway innovations through which policy-oriented finance empowers the development of agricultural new quality productivity. At the level of internal logic， adopting a lifecycle perspective of“basic research—technological development—achievement transformationindustrial application，” the study revealed the continuous and institutionalized support provided by policy-oriented finance to inovation activities in agricultural new quality productivity. At the level of operational mechanisms，it focused on three key dimensions，capital supply， factor allocation，and risk governance， and proposed the establishment of a long-term policy finance mechanism capable of sustaining the evolution of agricultural technological innovation capacity and industrial upgrading. At the level of implementation pathways， it emphasized that through structural reconfiguration， organizational transformation， and the coordination of financial instruments， a systematic enhancement of both the functional system of policy-oriented finance and its service capacity for agricultural new quality productivity could be achieved.

Keywords： policy-based finance; new quality productivity; technology finance; political economy

2025年中央一号文件提出，要“以科技创新引领先进生产要素集聚，因地制宜发展农业新质生产力”，将农业新质生产力定位为当前推进“三农”工作以及实现由农业大国迈向农业强国的关键抓手[1-2]。（剩余10419字）