确认票据民间贴现无效的构成要件

摘要：《九民纪要》明确民间贴现无效，票据及贴现款应相互返还，但申请确认民间贴现无效需适格主体提出并符合确认民间贴现无效构成要件。适格主体不应突破票据文意性，应为票据记载的背书人。确认民间贴现无效的要件要求票据客观能够返还为前提，并且原因关系仅为民间贴现。

关键词：贴现无效；返还条件；民间贴现

中图分类号：D922.287文献标识码：A文章编号：2095-6916（2024）03-0071-04

Rules on the Invalidity Affirming of Negotiable Instruments Discount in Private Market

Zhu Qian1Zhang Xiuquan2

（1. School of Economics; 2. School of Law， Shanghai University， Shanghai 200444）

Abstract： The Ninth Minutes of the National Courts’ Civil and Commercial Trial Work Conference stipulates that negotiable instruments discount in private market is invalid， and the negotiable instruments and discounted funds shall returned to each other. However， the application for invalidity affirming of negotiable instruments discount in private market requires the qualified subject to propose and meet the constitutive requirements. The eligible subject should not break through the literal meaning of the negotiable instruments ， but should be the endorser recorded in the negotiable instruments. The prerequisite for invalidity affirming of negotiable instruments discount in private market is that negotiable instruments can be objectively returned， and the underlying connect is only related to negotiable instruments discount in private market.

Keywords： negotiable instruments discount invalid; return conditions; negotiable instruments discount in private market

按照票据背书转让的无因性原则，如果票据未到期或承兑人预期违约，持票人要求前手“退票”并无法律依据，但《全国法院民商事审判工作会议纪要》（以下简称《九民纪要》）规定的“民间贴现无效”改变了这个规则。（剩余5790字）

网站仅支持在线阅读（不支持PDF下载），如需保存文章，可以选择【打印】保存。