金融创新助力果树产业高质量发展的路径与对策

摘 要：

深入研究了银行在推动果树产业发展中所发挥的关键金融驱动作用。通过详细阐述银行对果树产业的支持方式、多方面影响，剖析银行在支持果树产业的过程中将面临的挑战，并提出了相应的策略与建议，以期为促进银行与果树产业的协同发展、实现乡村全面振兴提供理论依据和实践指导。

关键词：

果树产业；乡村振兴；银行；金融驱动

文章编号：2096-8108（2024）05-0113-05  中图分类号：S66中图分类号  文献标识码：A文献标志码

The Path and Countermeasures of Financial Innovation to Promote The High-quality Development of Fruit Tree Industry

WANG Hailin1，FU Baochun2，ZHAO  Yu1，WANG Song3*

（1.Bank of China Co.， Ltd.， Shanxi Branch， Taiyuan Shanxi 030006，China;

2.Shanxi Yuncheng Agricultural Vocational and Technical College， Yuncheng Shanxi 044000，China;

3.College of Horticulture/Institute of Horticulture， Shanxi Agricultural University， Taiyuan Shanxi 030031，China）

Abstract： the key financial driving role of banks were studied in promoting the development of fruit industry. By elaborating on the ways and various influences of banks’ support for the fruit tree industry， the challenges that banks will face in the process of supporting the fruit tree industry were analyzed， and the corresponding strategies and suggestions put forward. The research results aim to promote the coordinated development of banks and the fruit tree industry， and provide theoretical basis and practical guidance for the comprehensive revitalization of rural areas.

Keywords：fruit tree industry; rural revitalization; bank; financial drive

乡村振兴战略是当前中国面临的一项重大任务，党的二十大报告强调要全面推进乡村振兴，意味着实施乡村振兴战略进入了新阶段，其目的在于通过发展农业、加强乡村建设和提高农民生活水平，推动城乡经济协调发展［1-3］。（剩余8325字）