科技金融发展对农民创业的影响：来自CFPS的证据

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中图分类号：F224.0 文献标识码：A

Abstract： The integration of digital technology and traditional finance in technology finance，and continuous promotion of farmer entrepreneurship，is an effective path to promote rural agricultural development and rural revitalization. This article uses a fixed effects model to explore the specific impact of technology finance development on farmer entrepreneurship，and analyzes the mediating and moderating efects of rural entrepreneurial activity in the mechanism of technology finance promoting farmer entrepreneurship. The results indicate that the popularization of technology finance has significantly promoted the enthusiasm of farmer entrepreneurship. Specifically，the activity of rural entrepreneurship plays a mediating and moderating role in the relationship between technology finance and farmer entrepreneurship. In addition，this effect exhibits diversity in diffrent regions，reflecting the complex impact of regional differences on farmer entrepreneurship activities. Therefore，in order to comprehensively promote rural entrepreneurship，it is necessary to deepen the development of science and technology finance，enhance the activity of rural entrepreneurship，and strive to achieve balanced development of inclusive finance in various regions.

Key words： farmer entrepreneurship;technology finance;rural entrepreneurial activity;mediating regulatory effect

农村创业行为有利于充分利用农村剩余劳动力、农产品多样化等特色资源，调动人们的生产积极性和创造性，是农村新质生产力发展的关键动能。（剩余8893字）