木人工智能是否影响知识产权质押融资信用风险？

——基于博弈论的知识产权质押融资信用风险演化博弈分析

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[关键词］知识产权质押融资信用风险演化博弈人工智能信息共享［中图分类号]G250.2 [文献标志码］A [DOI] 10.19764/j.cnki.tsgjs.20250614

[Abstract]Theevolutionaryamemodelbetweeiellcalpropertyhthodrsandfinanialinstutiosanaalyethdaicgme processofbothpartesunderthratombinatiosof“keeingpromises/akingpromisesand“usigrtiialitellgene/otusing artifiainte，dallifditsilismeliulaultst reasonablerewardndpunishmntmecansmoundiformatioaringmechaismanddutoteostofusingartfilitelne llhlpestoofosirtlitelgsiili technologycttsentapaldaoalistisdb defaultincenisfproertghtersreteditolutiteofintelalportdgia theregionofigompliaeandihartfialinteligenceadptionatemeasuressuchaseasonblyincreasingrwardsfomplance behaviorsultitielol taken，withaviewtopositivelyguiding the evolution trajectoryofcredit rsks in intelectual propertypledge financing.

[Keywords]Intelectualpropertypledgefinancing;Creditrisk;Evolutionarygame;Artifiialinteligence;Informatiosharing

0引言

近年来，伴随着我国创新驱动发展战略的深入推进和知识产权强国战略的全面实施，知识产权作为产权权利方核心竞争力的战略性资源，其重要性日益凸显。（剩余13866字）